Welcome, Bonbini The Guardian Group EXPERT Ronald Domacassé is your trusted advisor and intermediary in insurance, pensions and mortgage services on the islands of Aruba, Bonaire , Curaçao and St. Maarten. Whether you have personal or business needs, we provide expert guidance and solutions tailored to your specific requirements. With our extensive knowledge and experience, we ensure that you receive the best possible advice and support to protect your assets and secure your future. ​ ARUBA BONAIRE CURACAO ST. MAARTEN Your experienced insurance, pension and mortgage expert The Guardian Group Expert Ronald Domacassé ensures that you can expect to receive the correct advice on insurances, pensions and mortgages. As an insurance expert, he has 25 years of experience in advising in the field of non-life insurance, life insurance, health insurance, pension insurance and mortgages on Aruba, Bonaire, Curaçao and St Maarten. As a result of the many years of experience in the field of insurances, you are guaranteed to be well assisted in making the right choices. It is important to keep in mind that each situation is different and therefore each package of insurances, a pension or mortgage will be composed differently. Personal guidance and contact With the many available options on the market, it is pleasant to have someone that is familiar with your situation and gives good insight into which products best meet your needs. This way you can be sure that you are not paying for unnecessary products, but that you are well insured. Customization in insurance, because each customer is different Thanks to our extensive experience in insurances, pensions and mortgages, we are equipped to assist you in making the right choice for your personal situation. Our method is that the customer is central and we always have personal contact. In this way we can make a good inventory of your needs and which solutions you need. We offer customization and are an added value for both Private Customers and Entrepreneurs. We come up with a tailor-made solution for every question or problem. Subsequently, everything is arranged down to the last detail, without you having to worry about it. We are ready to help you Contact us via chat, Whatsapp, email or schedule an appointment. Ronald Domacassé 2 min In the event of a fire, your interior could be lost It’s tempting to think that home contents insurance is unnecessary, especially if you’ve taken precautions. However, even with the best... 16 Ronald Domacassé 1 min Free package upgrade! Travel Insurance - Free package upgrade and a chance to win a bagage GPS-tracker Cover view: Medical treatment in the event of an... 416 Ronald Domacassé 2 min Your Pension, Our Expertise! When planning your retirement, it is essential to partner with a reliable and knowledgeable organization. Your pension is a critical... 38

Home​ Home is where the hearth is, and so much more. With Guardian Group's home insurances, it's doesn't matter whether you are a homeowner or a renter we've got you covered. Choose from different products for financial protection for damages to everthing in and outside of your home. ​ ​ Residential building​​ ​ The Guardian Group Home Insurance has very extensive coverage. This cover includes: ​ Damage due to fire and any extinguishing activities Property damage from rain or flood Costs as a result of water pipe damage and costs of detecting the defect Damage from overvoltage/induction and lightning strike Costs for necessary replacement of locks after a break-in or attempted break-in Salvage costs (costs incurred by the insured, during or after a covered event, to prevent further damage) above the sum insured Accident coverage and death risk Free liability insurance for individuals Please note: a home insurance policy does not automatically include your household effects. Guardian Group has the household contents insurance for this. Do you want to know exactly what is covered or do you want a tailor-made policy? please contact us for more information. ​ ​ ​ Household effects The Guardian Group home contents insurance covers your belongings in and around your home against the financial consequences of theft and damage due to, among other things: ​ Fire and any related extinguishing activities Water loss due to damage to the water supply Theft Guardian Group also covers salvage costs, among other things. These are costs above the insured sum that the insured incurs during or after a covered event to prevent further damage. ​ Do you want to know exactly what's covered, a quotation or need assistant? Please feel free and contact us for more information. ​ Curacao Bonaire ​ Book an appointment E-mail ​ ​​

​Multi-Trip Travel Insurance Do you travel more often or go away for weekends? A Mediterranean cruise, Disney World with the kids, admiring Kilimanjaro, skiing in Canada or just an unexpected weekend to a neighboring island, it's all on your list. Search for a hotel, find out online what to do during the holiday in the country of destination. Delicious those preparations! You would prefer not to be busy arranging your travel insurance every time. With the continuous travel insurance you are insured all year round! Ideally, you don't have to think about it anymore. Put together a travel package that best suits your situation! The continuous travel insurance is easy to put together and adapt to your situation! This includes being able to co-insure your partner and / or children, expanding it with additional cover, etc. Coverages in your travel insurance You are insured as standard for several trips per year with a maximum duration of 90 consecutive days per trip. The additional cover for travel cancellation also applies to all your trips throughout the year. And in case of an emergency, you can call our emergency number anywhere in the world, day and night. You have standard coverage for: Lost or damaged travel luggage Medical costs in case of accidents or acute illness during your holiday SOS Costs (Necessary travel and accommodation costs in the event of illness / accident / death) You can easily co-insure your partner and children Additional Coverages Extend the maximum duration of each trip to 180 days Winter and underwater sports Accidents: payment in the event of permanent disability or death Air ambulance Travel cancellation all year round The advantages at a glance Plan your trip with pleasure without having to worry about insurance: you are insured all year round Your partner is co-insured all year round from 40 guilders extra per year and for every 4 children you only pay 20 guilders per year. Winter and underwater sports co-insured for only 50 guilders per year Worldwide coverage You save time and money Travel interruption insured as standard Emergency assistance abroad via an emergency number You only have to take out travel insurance once and you can travel unlimited throughout the year Easily expandable with additional cover such as Accident, Air Ambulance, Winter Sports, Continuous Trip Cancellation. ​ You can take out travel insurance online or you can contact us and we help you. ​ Cu rac ao Bona ire ​ ​ Short-Term Travel Insurance Book an appointment E-mail ​ ​

Travel Insurance - Free package upgrade and a chance to win a bagage GPS-tracker Cover view: Medical treatment in the event of an accident or unexpected illness during your trip Travel luggage Dental treatment Accidents Damage to lodging - TAKE OUT INSURANCE - Promotion: September 1 - September 30, 2024

Retirement is a word that often comes with fear and uncertainty, but what if we told you, it can be sexy too? It's time to explore the other side of the coin. A pension not only offers reassurance, but also financial freedom and the opportunity to enjoy life later on. A retirement offers you the chance to finally pursue those long-awaited dreams and passions that you may have put in the background during your working years. Let's dive into how a well-thought-out retirement plan can guide you into your old age. A well-thought-out pension plan 1. Housing costs: Imagine, a beautiful house where you can quietly enjoy your retirement without the worries about rent or mortgage payments. With a watertight pension plan, this idea is not so crazy. 2. Take care of yourself: Healthy eating and regular exercise are the pillars of a healthy and happy life. A good pension plan gives you the space to take good care of yourself, so that you can really enjoy yourself later in life. 3. Tailor-made health: No worries about additional costs for medicines and vitamins. A retirement plan ensures that you have access to the best healthcare, so you can always count on the right support. 4. Family time: Are the children and grandchildren abroad? No problem! With a well-planned retirement, you have the freedom to be with them for three to six months a year, so you don't have to miss those precious family moments. 5. Relaxation and adventure: Volunteering, holidays, a day of shopping, the idea is that you can organize your pension the way you want. With the right pension scheme, the possibilities are endless. A sexy retirement plan For those with a medium to high income who have a penchant for the good life, a sexy retirement plan is the key to a wonderful old age. This applies not only to traditional employees, but also to self-employed people, entrepreneurs and individuals who would like to make the most of their retirement time. The three pillars of your sexy retirement 1. Old-age pension (AOV): Government pension, popularly called "Penshun di Gobiernu. 2. Pension through the employer: Work-related collective pensions. The employer pays part of the pension contribution and employees give up part of their salary as a pension contribution. 3. Additional provisions: The individual insurance that pays out pension. The latter system is self-financing, whereby the participants accrue pension entitlements through deposited insurance contributions. Extra protection for loved ones Widow's pension: For your own peace of mind, knowing that your loved one will be well cared for. Orphan's pension: Make sure that the future of your children is also secured. Invalidity pension: An extra layer of certainty in case the unforeseen happens. It is time to change course and no longer see retirement as a source of worry, but rather as the key to a beautiful old age in which you can still fully enjoy. Take the first step towards your sexy retirement plan today and create the pension you had in mind. [DUTCH VERSION]

Retirement, the word conjures up different images depending on where you are in life. For some, it seems like a distant destination, while others are already immersed in it. Let's take a journey through time, from yesterday to today and into what the future holds. Yesterday: a life in stages Do you remember those days as a student, when the world lay at your feet and retirement felt like something that would always be far away? You graduated, found a job - perhaps as an employee at a company or as an entrepreneur forging your own path. Regardless of the path you chose, the thought of retirement often lingered in the background, suppressed by the challenges and adventures of daily life. Then, before you know it, the next phase arrives. You reach the 'adult' years, where responsibilities pile up, and time becomes more precious. Retirement still seems like a distant horizon, but now you start to wonder: "Am I ready? Have I saved enough?" And then, faster than expected, it's here: retirement. For some, it's a long-awaited reward after years of hard work. For others, it can be a source of anxiety, especially if financial preparation isn't as hoped for. But regardless of how we feel about this milestone, one thing is certain: life is beautiful, and it's worth being prepared for. Today: preparation is the key So here we stand now, in the present, where retirement is no longer a blurry spot on the horizon but a reality approaching. Whether you're in your twenties and just starting to think about your retirement plan, or you're halfway through your career and want to strengthen your financial future, it's never too late to start planning. Building a desired retirement requires consistency, discipline, and a well-thought-out plan. It's not just about saving money but also about investing in yourself, building wealth, and protecting your financial future against unexpected events. Tomorrow: we are here for you No matter where you are on your life's journey right now, remember this: retirement planning isn't something you have to do alone. Whether you're an employee seeking guidance on setting up a retirement plan or an entrepreneur needing advice on managing business finances for the future, we are here to help. At Guardian Group, we understand the complexity of retirement planning and are committed to providing customized solutions that align with your unique needs and goals. We are ready to guide you at every step of your retirement journey, from crafting a plan to navigating the ups and downs of the market. So wherever you are on your journey to retirement, let us help illuminate the path forward. The future is bright, and with the right preparation, we can build a retirement that's as beautiful as life itself. [DUTCH VERSION]