Self-insure right away Free consultation Welcome, Bonbini The Guardian Group EXPERT Ronald Domacassé is your trusted advisor and intermediary in insurance, pensions and mortgage services on the islands of Aruba , Bonaire , Curaçao and St. Maarten . Whether you have personal or business needs, we provide expert guidance and solutions tailored to your specific requirements. With our extensive knowledge and experience, we ensure that you receive the best possible advice and support to protect your assets and secure your future. Select your country below and take out your insurance directly online. ARUBA BONAIRE CURACAO ST. MAARTEN Your experienced expert in insurance, pensions and mortgages The Guardian Group Expert Ronald Domacassé ensures that you can expect to receive the correct advice on insurances, pensions and mortgages. As an insurance expert, he has 25 years of experience in advising in the field of non-life insurance, life insurance, health insurance, pension insurance and mortgages on Aruba, Bonaire, Curaçao and St Maarten. As a result of the many years of experience in the field of insurances, you are guaranteed to be well assisted in making the right choices. It is important to keep in mind that each situation is different and therefore each package of insurances, a pension or mortgage will be composed differently. Personal guidance and contact With the many available options on the market, it is pleasant to have someone that is familiar with your situation and gives good insight into which products best meet your needs. This way you can be sure that you are not paying for unnecessary products, but that you are well insured. Customization in insurance, because each customer is different Thanks to our extensive experience in insurances, pensions and mortgages, we are equipped to assist you in making the right choice for your personal situation. Our method is that the customer is central and we always have personal contact. In this way we can make a good inventory of your needs and which solutions you need. We offer customization and are an added value for both Private Customers and Entrepreneurs. We come up with a tailor-made solution for every question or problem. Subsequently, everything is arranged down to the last detail, without you having to worry about it. If you’d like more information about our services, get in touch today. Contact Blogs & News Ronald Domacassé 1 min read Happy Holidays! The end of the year is a time to reflect on what we have achieved together and to look ahead to new opportunities. We would like to thank... Ronald Domacassé 1 min read Free package upgrade! Whether you're getting together with your family to share beautiful moments or choose to explore a different experience, make your... Ronald Domacassé 2 min read Safeguarding Your Home: 4 essential Tips for Homeowners Owning a home is a significant milestone and a long-term investment. To protect what matters most to you, having adequate home insurance... All blogs

Easily purchase your insurance online Would you like to purchase your insurance online? It’s quick and easy! Simply choose your preferred location below and click the button to get insured for: Aruba, Bonaire, Curaçao, or St. Maarten. Manage everything in just a few clicks, whenever it suits you. Please note: not all insurance options are available online. If you cannot find the coverage you’re looking for, feel free to contact us for personalized assistance. ARUBA BONAIRE CURACAO ST. MAARTEN Insured according to your situation When taking out an insurance, there are several options. First of all it is important to determine exactly what you want to be insured for. Many insurance policies have various options in terms of coverage, thus it is crucial to determine which insurance best suits your personal situation. Personal contact Fortunately you are not alone in this. Ronald Domacasse is your Guardian Group Expert and is happy to help you. As your personal advisor he will help you make the right choices regarding taking out insurance. With his years of experience he is capable of not only helping you take out the insurance, but also adjusting the insurance if your situation has changed or if you want to file a claim. Accessible and reliable Your personal Guardian Group Expert is always there for you and easily accessible in case you need help. This can be offline but also online. There are various options by telephone to schedule an appointment and to be advised. It is even possible to take out insurance online with your Guardian Expert. Quick, easy and reliable!

Business You take risks every day as an entrepreneur. Many of these are manageable and are part of the daily routine. However, there are also risks that you would rather limit, due to the extensive consequences. For this we offer you, on behalf of Guardian Group Fatum, attractive insurance packages. This way you can focus on your business operations without worry. Liability During work, situations may arise in which you or one of your employees causes damage to third parties. This can have major consequences for the continuity of your company. Therefore, take out liability insurance for a comfortable working environment in which you and your employees feel safe. Fire The consequences of a fire often go far beyond the material damage caused by the fire on the spot. Consequential damage is also our concern. In addition to material damage to the office, inventory and storage, you can also insure loss of income with our comprehensive fire insurance. Construction and building work The construction or renovation of your business premises involves risks. Material defects, construction and workmanship errors and the financial consequences of material damage are just some of these risks that you would rather not worry about. All persons and companies involved in the construction are also at risk. We are happy to help you with construction insurance for construction works. Motor vehicles With one or more cars in your fleet, be it sales representatives visiting customers or drivers delivering goods, you want to be sure that you and / or your employees remain mobile. With our motor insurance your cars are covered in the way you want. Transport A must for companies dealing with goods transport. If your income is (partly) dependent on goods that are being transported, transport insurance is indispensable. With tailor-made transport insurance, you are assured of the right cover and you never pay too much. Corporate Benefit Plan As an entrepreneur you can also put together a customized package. Guardian Group Fatum's so-called 'Corporate Benefit Plan' is a collective package with all the aforementioned insurance products. It gives you as an entrepreneur a better insight into the consequences of risks and the associated costs, specifically for your company. With attractive and advantageous discounts, there are many more benefits that the Guardian Group Fatum Corporate Benefit Plan brings.

Taking out a mortgage is an important step in life. It’s not just a financial and emotional decision; it’s the beginning of a new chapter. It’s an opportunity to create a place you can call home, where you can make memories and shape your future. For young professionals, entrepreneurs, and property investors, it’s often the first step toward building a stable foundation for the future.    The Right Moment for Your New Journey  When is the right time to take out a mortgage? The answer lies in how you feel at this stage of your life. Perhaps you feel ready to create your own space. A home where your family can grow, or an investment that lays the groundwork for your future. The right moment comes when you feel prepared to take control of your future.    Taking out a mortgage is not just a business decision; it’s a personal choice that shapes your future. It’s the step you take to turn your dreams into reality, to find a place where you can stay, and to build the future you envision.    More Than a House: Starting Your Future  A mortgage is more than just buying a house. It’s about finding a place where you can build your life. A place where you gather with family, where you can be yourself, and where you can shape your future. It’s the foundation on which you can build further, whether for your family or your professional ambitions.    For property investors and entrepreneurs, a mortgage also opens the door to new opportunities, both in the Netherlands and abroad. Markets like Belgium, Germany, Canada, and the U.S. offer exciting possibilities to expand your portfolio and achieve your business goals. It’s a chance to look beyond the horizon and invest in a future that’s larger than you ever imagined.    A Solid Foundation for the Future A mortgage gives you more than just a house. It provides a solid foundation to realize your dreams. Whether you’re buying a home for your family or making an investment for your business, it’s the first step toward a life where you feel secure, supported, and ready for the future. It gives you the freedom to keep building, both in the Netherlands and internationally.    Additionally, Guardian Group Expert is at your service for the Dutch Caribbean islands of Aruba, Curaçao, and St. Maarten. Whether you’re looking to purchase a home, considering an investment, or exploring business opportunities in the region, Guardian Group Expert is ready to assist you in navigating the possibilities and finding the right mortgage solution. With our expertise in these local markets, we can advise and guide you in making well-informed choices that align with your goals and future plans.

We are pleased to inform you about our latest enhancement for auto insurance: an optional coverage for damage caused uninsured motorists. A Guardian Group new product What does this additional coverage entail? Coverage for damage caused by uninsured motorists Coverage up to ANG.15,000.00 / U $ 8,400.00 per insurance year No deductible The client pays a fixed premium This additional coverage is available for new customers and also for all excisting clientes with a Third Party Liability or Third Party Liability Plus motor insurance. Acceptance criteria: Available for ABC islands Only for vehicles 10 years and younger Please feel free to contact us for more information or continue with our online services. [ DUTCH VERSION ] Get a free quote Book an appointment E-mail

Owning a home is a significant milestone and a long-term investment. To protect what matters most to you, having adequate home insurance coverage is crucial. Here are four tips to ensure that your home is adequately covered: Evaluate Your Property's Value: Before securing a homeowner’s insurance policy, accurately assess the value of your property. Consider the full cost of rebuilding your home and replacing its contents in the event of a loss. This is an important step to avoid either over-insuring or under-insuring your property. Understand Coverage Options: Home insurance isn't a one-size-fits-all solution. Have a conversation with your insurer to explore the different coverage options available. In fact, it’s quite simple! Structural coverage protects your home's physical structure, whilst contents coverage safeguards your personal effects. Understanding these options will help you tailor your policy according to your specific needs. Regularly Update Your Policy: As your life evolves, so does your property. Perhaps you have undertaken some renovations or even purchased new furnishings to upgrade your residence. Your home insurance policy should reflect the same. As time progresses, regularly review and update your coverage to reflect any structural changes, also noting the acquisition of any high-valued items within your home. This ensures that your policy remains aligned with your current needs. Purchase insurance from a financially stable insurer: Yes, insurance rates can vary from provider to provider. However, you want to make sure that you purchase coverage from a reputable insurer that is financially sound to settle your claim promptly in the event of a loss. Insurance is an investment, so it’s important to find the right balance between affordability and comprehensive coverage. Remember, home insurance is not only about protecting your property; it's about safeguarding the life you've built within its walls. Use these tips to make informed decisions to ensure that your home and contents are adequately protected. Source: Guardian Group